$20,000 Loaded - $ 20
Image Credit: New Jersey State Lottery
Ticket Price: $20
Expected Value (EV): -$7.68
Starting Odds: 1 in 4.01
Current Odds to Win $100 or More: 1 in 23.1
Current Odds to Win $1,000 or More: 1 in 30,233.28
Current Odds to Win $10,000 or More: 1 in 48,571.5
Estimated Tickets Remaining: 2,962,861.8 (39.95%)
Total $20,000 Prizes Remaining: 61 out of 149
Total $2,000 Prizes Remaining: 37 out of 101
Total $500 Prizes Remaining: 12,114 out of 30,894
About "$20,000 Loaded - $ 20" Scratch-Off in New Jersey
The "$20,000 Loaded - $ 20" scratch-off is one of the lottery options available in New Jersey. The price of a ticket is $20.
The Expected Value (EV) of a ticket in $20,000 Loaded - $ 20 is -$7.68, which represents the average return based on current prizes remaining.
When this game was first released, the starting odds of winning were 1 in 4.01.
The odds of winning at least $100 in $20,000 Loaded - $ 20 are 1 in 23.1.
The chances of securing $1,000 or more are 1 in 30,233.28.
For those dreaming of hitting a jackpot, the odds of winning $10,000 or more are 1 in 48,571.5.
As of the last update on 10/05/2025 at 08:55AM EDT, approximately 39.95% of tickets are still in circulation. This means there are still unclaimed prizes waiting to be won in New Jersey's $20,000 Loaded - $ 20 scratch-off.
Prize Chart for "$20,000 Loaded - $ 20"
| Prize | Total Prizes | Prizes Remaining | Starting Odds | Current Odds | Change in Odds |
|---|---|---|---|---|---|
| FREE $20 TICKET | 741,636 | 298,301 | 1 in 10 | 1 in 9.93 | 0.67% |
| $40 | 370,776 | 148,444 | 1 in 20 | 1 in 19.96 | 0.21% |
| $50 | 410,322 | 163,196 | 1 in 18.07 | 1 in 18.16 | — |
| $100 | 206,300 | 81,492 | 1 in 35.95 | 1 in 36.36 | — |
| $200 | 87,581 | 34,583 | 1 in 84.68 | 1 in 85.67 | — |
| $500 | 30,894 | 12,114 | 1 in 240.04 | 1 in 244.58 | — |
| $2,000 | 101 | 37 | 1 in 73,425.15 | 1 in 80,077.35 | — |
| $20,000 | 149 | 61 | 1 in 49,771.41 | 1 in 48,571.5 | 2.41% |
Frequently Asked Questions
What is the scratch-off price of "$20,000 Loaded - $ 20"?
Each ticket costs $20, giving you a chance to win prizes ranging from small amounts to the top jackpot.
What is the jackpot or highest prize you can win playing "$20,000 Loaded - $ 20"?
The grand prize you can win playing "$20,000 Loaded - $ 20" is $20,000.
What is the smallest prize you can win playing "$20,000 Loaded - $ 20"?
The smallest prize for "$20,000 Loaded - $ 20" is FREE $20 TICKET.
What were the original odds of winning any prize?
The starting odds of winning any prize are approximately 1 in 1 in 4.01.
How are the odds calculated for New Jersey scratch-offs?
The odds and statistics for New Jersey's scratch-offs are based on official lottery data processed through statistical models. This is to help players understand their chances of winning in New Jersey's scratch-offs.
- Starting Odds: These are the official odds provided by the New Jersey lottery at the scratch-off's launch. They indicate the probability of winning any prize when all tickets are still in circulation.
- Estimated % Tickets Remaining: If not provided by the state, this is estimated based on the number of claimed prizes relative to the game's original prize structure. For example, if a game started with 1 million scratch-offs and half of the top prizes have been claimed, it is estimated that about 50% of the scratch-offs have been sold.
- Current Odds to Win $100/$1,000/$10,000 or More: These odds indicate the likelihood of winning higher-tier prizes in New Jersey scratch-offs. They are determined by summing the probabilities of all applicable prize amounts using the current odds.
- Current Odds to Win the Grand Prize: This metric shows the probability of winning the game's largest prize, adjusted for the estimated remaining tickets and current odds.
- Expected Value (EV): EV represents the average return of a single scratch-off based on the current prizes remaining. It is calculated by multiplying each prize amount by its probability of winning (prizes remaining ÷ estimated tickets remaining), summing these values, and subtracting the ticket price. A positive EV indicates an expected profit per ticket, while a negative EV indicates an expected loss.
Where does Scratch-Off Hub get information on New Jersey lottery scratch-offs, odds, prizes remaining, and tickets remaining?
Games, prizes, and odds for New Jersey scratch-offs are sourced directly from The Official New Jersey Lottery Website.
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