$20,000 Loaded - $ 20
State: New Jersey
Last Updated: 08/18/2025 at 11:37AM EDT
Image Credit: New Jersey State Lottery
Ticket Price: $20
Expected Value (EV): -$7.68
Starting Odds: 1 in 4.01
Current Odds to Win $100 or More: 1 in 23.09
Current Odds to Win $1,000 or More: 1 in 30,502.23
Current Odds to Win $10,000 or More: 1 in 49,503.62
Estimated Tickets Remaining: 3,019,720.74 (40.72%)
Total $20,000 Prizes Remaining: 61 out of 149
Total $2,000 Prizes Remaining: 38 out of 101
Total $500 Prizes Remaining: 12,365 out of 30,894
About "$20,000 Loaded - $ 20" Scratch-Off Game in New Jersey
The "$20,000 Loaded - $ 20" scratch-off game is one of the lottery options available in New Jersey. The price of a ticket is $20.
The Expected Value (EV) of a ticket in $20,000 Loaded - $ 20 is -$7.68, which represents the average return based on current prizes remaining.
When this game was first released, the starting odds of winning were 1 in 4.01.
The odds of winning at least $100 in $20,000 Loaded - $ 20 are 1 in 23.09.
The chances of securing $1,000 or more are 1 in 30,502.23.
For those dreaming of hitting a jackpot, the odds of winning $10,000 or more are 1 in 49,503.62.
As of the last update on 08/18/2025 at 11:37AM EDT, approximately 40.72% of tickets are still in circulation. This means there are still unclaimed prizes waiting to be won in New Jersey's $20,000 Loaded - $ 20 scratch-off game.
Prize Chart
| Prize | Total Prizes | Prizes Remaining | Starting Odds | Current Odds | Change in Odds |
|---|---|---|---|---|---|
| FREE $20 TICKET | 741,636 | 304,075 | 1 in 10 | 1 in 9.93 | 0.69% |
| $40 | 370,776 | 151,220 | 1 in 20 | 1 in 19.97 | 0.16% |
| $50 | 410,322 | 166,323 | 1 in 18.07 | 1 in 18.16 | -0.46% |
| $100 | 206,300 | 83,074 | 1 in 35.95 | 1 in 36.35 | -1.12% |
| $200 | 87,581 | 35,239 | 1 in 84.68 | 1 in 85.69 | -1.2% |
| $500 | 30,894 | 12,365 | 1 in 240.04 | 1 in 244.22 | -1.74% |
| $2,000 | 101 | 38 | 1 in 73,425.15 | 1 in 79,466.34 | -8.23% |
| $20,000 | 149 | 61 | 1 in 49,771.41 | 1 in 49,503.62 | 0.54% |
How Are the Odds Calculated for New Jersey Scratch-Off Games?
The odds and statistics for New Jersey's scratch-off games are based on official lottery data processed through statistical models. This is to help players understand their chances of winning in New Jersey's scratch-off games. Here's how each metric is determined:
- Starting Odds: These are the official odds provided by the New Jersey lottery at the scratch-off game's launch. They indicate the probability of winning any prize when all tickets are still in circulation.
- Estimated % Tickets Remaining: If not provided by the state, this is estimated based on the number of claimed prizes relative to the game's original prize structure. For example, if a game started with 1 million scratch-off tickets and half of the top prizes have been claimed, it is estimated that about 50% of the scratch-off tickets have been sold.
- Current Odds to Win $100/$1,000/$10,000 or More: These odds indicate the likelihood of winning higher-tier prizes in New Jersey scratch-off games. They are determined by summing the probabilities of all applicable prize amounts using the current odds.
- Current Odds to Win the Grand Prize: This metric shows the probability of winning the game's largest prize, adjusted for the estimated remaining tickets and current odds.
- Expected Value (EV): EV represents the average return of a single scratch-off ticket based on the current prizes remaining. It is calculated by multiplying each prize amount by its probability of winning (prizes remaining ÷ estimated tickets remaining), summing these values, and subtracting the ticket price. A positive EV indicates an expected profit per ticket, while a negative EV indicates an expected loss.
Games, prizes, and odds for New Jersey scratch-off games are sourced directly fromThe Official New Jersey Lottery website.