$20,000 Loaded - $ 20

State: New Jersey

Last Updated: 11/03/2025 at 08:16AM EST

$20,000 Loaded - $ 20 scratch-off from New Jersey Lottery

Image Credit: New Jersey State Lottery

Ticket Price: $20

Expected Value (EV): -$7.68

Starting Odds: 1 in 4.01

Current Odds to Win $100 or More: 1 in 23.1

Current Odds to Win $1,000 or More: 1 in 30,260.59

Current Odds to Win $10,000 or More: 1 in 48,921.29

Estimated Tickets Remaining: 2,935,277.16 (39.58%)

Total $20,000 Prizes Remaining: 60 out of 149

Total $2,000 Prizes Remaining: 37 out of 101

Total $500 Prizes Remaining: 12,008 out of 30,894

About "$20,000 Loaded - $ 20" Scratch-Off in New Jersey

The "$20,000 Loaded - $ 20" scratch-off is one of the lottery options available in New Jersey. The price of a ticket is $20.

The Expected Value (EV) of a ticket in $20,000 Loaded - $ 20 is -$7.68, which represents the average return based on current prizes remaining.

When this game was first released, the starting odds of winning were 1 in 4.01.

The odds of winning at least $100 in $20,000 Loaded - $ 20 are 1 in 23.1.

The chances of securing $1,000 or more are 1 in 30,260.59.

For those dreaming of hitting a jackpot, the odds of winning $10,000 or more are 1 in 48,921.29.

As of the last update on 11/03/2025 at 08:16AM EST, approximately 39.58% of tickets are still in circulation. This means there are still unclaimed prizes waiting to be won in New Jersey's $20,000 Loaded - $ 20 scratch-off.

Prize Chart for "$20,000 Loaded - $ 20"

Prize	Total Prizes	Prizes Remaining	Starting Odds	Current Odds	Change in Odds
FREE $20 TICKET	741,636	295,489	1 in 10	1 in 9.93	0.66%
$40	370,776	147,104	1 in 20	1 in 19.95	0.24%
$50	410,322	161,688	1 in 18.07	1 in 18.15	-0.45%
$100	206,300	80,725	1 in 35.95	1 in 36.36	-1.15%
$200	87,581	34,244	1 in 84.68	1 in 85.72	-1.23%
$500	30,894	12,008	1 in 240.04	1 in 244.44	-1.83%
$2,000	101	37	1 in 73,425.15	1 in 79,331.82	-8.04%
$20,000	149	60	1 in 49,771.41	1 in 48,921.29	1.71%

Prize: FREE $20 TICKET

Total Prizes: 741,636

Prizes Remaining: 295,489

Starting Odds: 1 in 10

Current Odds: 1 in 9.93

Change in Odds: 0.66%

Prize: $40

Total Prizes: 370,776

Prizes Remaining: 147,104

Starting Odds: 1 in 20

Current Odds: 1 in 19.95

Change in Odds: 0.24%

Prize: $50

Total Prizes: 410,322

Prizes Remaining: 161,688

Starting Odds: 1 in 18.07

Current Odds: 1 in 18.15

Change in Odds: -0.45%

Prize: $100

Total Prizes: 206,300

Prizes Remaining: 80,725

Starting Odds: 1 in 35.95

Current Odds: 1 in 36.36

Change in Odds: -1.15%

Prize: $200

Total Prizes: 87,581

Prizes Remaining: 34,244

Starting Odds: 1 in 84.68

Current Odds: 1 in 85.72

Change in Odds: -1.23%

Prize: $500

Total Prizes: 30,894

Prizes Remaining: 12,008

Starting Odds: 1 in 240.04

Current Odds: 1 in 244.44

Change in Odds: -1.83%

Prize: $2,000

Total Prizes: 101

Prizes Remaining: 37

Starting Odds: 1 in 73,425.15

Current Odds: 1 in 79,331.82

Change in Odds: -8.04%

Prize: $20,000

Total Prizes: 149

Prizes Remaining: 60

Starting Odds: 1 in 49,771.41

Current Odds: 1 in 48,921.29

Change in Odds: 1.71%

Frequently Asked Questions

What is the scratch-off price of "$20,000 Loaded - $ 20"?

Each ticket costs $20, giving you a chance to win prizes ranging from small amounts to the top jackpot.

What is the jackpot or highest prize you can win playing "$20,000 Loaded - $ 20"?

The grand prize you can win playing "$20,000 Loaded - $ 20" is $20,000.

What is the smallest prize you can win playing "$20,000 Loaded - $ 20"?

The smallest prize for "$20,000 Loaded - $ 20" is FREE $20 TICKET.

What were the original odds of winning any prize?

The starting odds of winning any prize are approximately 1 in 1 in 4.01.

How are the odds calculated for New Jersey scratch-offs?

The odds and statistics for New Jersey's scratch-offs are based on official lottery data processed through statistical models. This is to help players understand their chances of winning in New Jersey's scratch-offs.

Starting Odds: These are the official odds provided by the New Jersey lottery at the scratch-off's launch. They indicate the probability of winning any prize when all tickets are still in circulation.
Estimated % Tickets Remaining: If not provided by the state, this is estimated based on the number of claimed prizes relative to the game's original prize structure. For example, if a game started with 1 million scratch-offs and half of the top prizes have been claimed, it is estimated that about 50% of the scratch-offs have been sold.
Current Odds to Win $100/$1,000/$10,000 or More: These odds indicate the likelihood of winning higher-tier prizes in New Jersey scratch-offs. They are determined by summing the probabilities of all applicable prize amounts using the current odds.
Current Odds to Win the Grand Prize: This metric shows the probability of winning the game's largest prize, adjusted for the estimated remaining tickets and current odds.
Expected Value (EV): EV represents the average return of a single scratch-off based on the current prizes remaining. It is calculated by multiplying each prize amount by its probability of winning (prizes remaining ÷ estimated tickets remaining), summing these values, and subtracting the ticket price. A positive EV indicates an expected profit per ticket, while a negative EV indicates an expected loss.