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$20,000 Loaded - $ 20

State: New Jersey
Last Updated: 12/19/2025 at 08:14AM EST
$20,000 Loaded - $ 20 scratch-off from New Jersey Lottery

Image Credit: New Jersey State Lottery

Ticket Price: $20

Expected Value (EV): -$7.68

Starting Odds: 1 in 4.01

Current Odds to Win $100 or More: 1 in 23.1

Current Odds to Win $1,000 or More: 1 in 30,203.72

Current Odds to Win $10,000 or More: 1 in 49,145.04

Estimated Tickets Remaining: 2,899,557.21 (39.1%)

Total $20,000 Prizes Remaining: 59 out of 149

Total $2,000 Prizes Remaining: 37 out of 101

Total $500 Prizes Remaining: 11,865 out of 30,894

About "$20,000 Loaded - $ 20" Scratch-Off in New Jersey

The "$20,000 Loaded - $ 20" scratch-off is one of the lottery options available in New Jersey. The price of a ticket is $20.

The Expected Value (EV) of a ticket in $20,000 Loaded - $ 20 is -$7.68, which represents the average return based on current prizes remaining.

When this game was first released, the starting odds of winning were 1 in 4.01.

The odds of winning at least $100 in $20,000 Loaded - $ 20 are 1 in 23.1.

The chances of securing $1,000 or more are 1 in 30,203.72.

For those dreaming of hitting a jackpot, the odds of winning $10,000 or more are 1 in 49,145.04.

As of the last update on 12/19/2025 at 08:14AM EST, approximately 39.1% of tickets are still in circulation. This means there are still unclaimed prizes waiting to be won in New Jersey's $20,000 Loaded - $ 20 scratch-off.

Prize Chart for "$20,000 Loaded - $ 20"

PrizeTotal Prizes Prizes Remaining Starting Odds Current Odds Change in Odds
FREE $20 TICKET741,636292,0221 in 101 in 9.930.7%
$40370,776145,2191 in 201 in 19.970.17%
$50410,322159,6811 in 18.071 in 18.16-0.47%
$100206,30079,7711 in 35.951 in 36.35-1.12%
$20087,58133,8011 in 84.681 in 85.78-1.31%
$50030,89411,8651 in 240.041 in 244.38-1.81%
$2,000101371 in 73,425.151 in 78,366.41-6.73%
$20,000149591 in 49,771.411 in 49,145.041.26%
Prize: FREE $20 TICKET
Total Prizes: 741,636
Prizes Remaining: 292,022
Starting Odds: 1 in 10
Current Odds: 1 in 9.93
Change in Odds: 0.7%
Prize: $40
Total Prizes: 370,776
Prizes Remaining: 145,219
Starting Odds: 1 in 20
Current Odds: 1 in 19.97
Change in Odds: 0.17%
Prize: $50
Total Prizes: 410,322
Prizes Remaining: 159,681
Starting Odds: 1 in 18.07
Current Odds: 1 in 18.16
Change in Odds: -0.47%
Prize: $100
Total Prizes: 206,300
Prizes Remaining: 79,771
Starting Odds: 1 in 35.95
Current Odds: 1 in 36.35
Change in Odds: -1.12%
Prize: $200
Total Prizes: 87,581
Prizes Remaining: 33,801
Starting Odds: 1 in 84.68
Current Odds: 1 in 85.78
Change in Odds: -1.31%
Prize: $500
Total Prizes: 30,894
Prizes Remaining: 11,865
Starting Odds: 1 in 240.04
Current Odds: 1 in 244.38
Change in Odds: -1.81%
Prize: $2,000
Total Prizes: 101
Prizes Remaining: 37
Starting Odds: 1 in 73,425.15
Current Odds: 1 in 78,366.41
Change in Odds: -6.73%
Prize: $20,000
Total Prizes: 149
Prizes Remaining: 59
Starting Odds: 1 in 49,771.41
Current Odds: 1 in 49,145.04
Change in Odds: 1.26%

Frequently Asked Questions

What is the Scratch-Off Price of "$20,000 Loaded - $ 20"?

Each ticket costs $20, giving you a chance to win prizes ranging from small amounts to the top jackpot.

What is the Jackpot or Top Prize You Can Win Playing "$20,000 Loaded - $ 20"?

The top prize you can win playing $20,000 Loaded - $ 20 is $20,000.

What is the Smallest Prize You Can Win Playing "$20,000 Loaded - $ 20"?

The smallest prize for $20,000 Loaded - $ 20 is FREE $20 TICKET.

What Were the Original Odds of Winning Any Prize?

The starting odds of winning any prize are approximately 1 in 4.01.

How Are the Odds Calculated for New Jersey Scratch-Offs?

The odds and statistics for New Jersey's scratch-offs are based on official lottery data processed through statistical models.
  • Starting Odds: Official odds at launch for winning any prize.
  • Estimated % Tickets Remaining: Based on prizes claimed vs original prize structure.
  • Current Odds to Win Higher Prizes: Likelihood of winning prizes like $100/$1,000/$10,000 using current odds.
  • Current Odds to Win the Top Prize: Probability of winning the top prize adjusted for remaining tickets.
  • Expected Value (EV): Average return per ticket based on prizes remaining.

Where Does Scratch-Off Hub Get Information on New Jersey Lottery Scratch-Offs, Odds, Prizes Remaining, and Tickets Remaining?

Games, prizes, and odds for New Jersey scratch-offs are sourced directly from The Official New Jersey Lottery Website.

Related $20 New Jersey Scratch-Offs Sorted by Best Odds:

🏆 Grand Prize: $1,000,000
💲 Ticket Price: $20
🎲 Starting Odds: 1 in 2,833,680
🔄 Current Odds: 1 in 5,425,031.45
🏆 Grand Prize: $1,000,000
💲 Ticket Price: $20
🎲 Starting Odds: 1 in 2,439,133.33
🔄 Current Odds: 1 in 4,052,920.35
🏆 Grand Prize: $1,000,000
💲 Ticket Price: $20
🎲 Starting Odds: 1 in 2,418,253.33
🔄 Current Odds: 1 in 2,125,106.18
🏆 Grand Prize: $1,000,000
💲 Ticket Price: $20
🎲 Starting Odds: 1 in 2,458,660
🔄 Current Odds: 1 in 1,991,219.56
🏆 Grand Prize: $400,000
💲 Ticket Price: $20
🎲 Starting Odds: 1 in 791,540
🔄 Current Odds: 1 in 965,102.74
🏆 Grand Prize: $250,000
💲 Ticket Price: $20
🎲 Starting Odds: 1 in 821,046.67
🔄 Current Odds: 1 in 850,028.52
🏆 Grand Prize: $400,000
💲 Ticket Price: $20
🎲 Starting Odds: 1 in 805,693.33
🔄 Current Odds: 1 in 83,538.67
🏆 Grand Prize: $5,000
💲 Ticket Price: $20
🎲 Starting Odds: 1 in 13,835.67
🔄 Current Odds: 1 in 13,092.65
🏆 Grand Prize: $500
💲 Ticket Price: $20
🎲 Starting Odds: 1 in 480.11
🔄 Current Odds: 1 in 478.02

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