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$20,000 Loaded - $ 20

State: New Jersey
Last Updated: 01/20/2026 at 09:15AM EST
$20,000 Loaded - $ 20 scratch-off from New Jersey Lottery

Image Credit: New Jersey State Lottery

Ticket Price: $20

Expected Value (EV): -$7.69

Starting Odds: 1 in 4.01

Current Odds to Win $100 or More: 1 in 23.1

Current Odds to Win $1,000 or More: 1 in 30,279.11

Current Odds to Win $10,000 or More: 1 in 49,595.1

Estimated Tickets Remaining: 2,876,515.83 (38.79%)

Total $20,000 Prizes Remaining: 58 out of 149

Total $2,000 Prizes Remaining: 37 out of 101

Total $500 Prizes Remaining: 11,767 out of 30,894

About "$20,000 Loaded - $ 20" Scratch-Off in New Jersey

The "$20,000 Loaded - $ 20" scratch-off is one of the lottery options available in New Jersey. The price of a ticket is $20.

The Expected Value (EV) of a ticket in $20,000 Loaded - $ 20 is -$7.69, which represents the average return based on current prizes remaining.

When this game was first released, the starting odds of winning were 1 in 4.01.

The odds of winning at least $100 in $20,000 Loaded - $ 20 are 1 in 23.1.

The chances of securing $1,000 or more are 1 in 30,279.11.

For those dreaming of hitting a jackpot, the odds of winning $10,000 or more are 1 in 49,595.1.

As of the last update on 01/20/2026 at 09:15AM EST, approximately 38.79% of tickets are still in circulation. This means there are still unclaimed prizes waiting to be won in New Jersey's $20,000 Loaded - $ 20 scratch-off.

Prize Chart for "$20,000 Loaded - $ 20"

PrizeTotal Prizes Prizes Remaining Starting Odds Current Odds Change in Odds
FREE $20 TICKET741,636289,6981 in 101 in 9.930.7%
$40370,776144,0671 in 201 in 19.970.17%
$50410,322158,4111 in 18.071 in 18.16-0.47%
$100206,30079,1431 in 35.951 in 36.35-1.11%
$20087,58133,5331 in 84.681 in 85.78-1.31%
$50030,89411,7671 in 240.041 in 244.46-1.84%
$2,000101371 in 73,425.151 in 77,743.67-5.88%
$20,000149581 in 49,771.411 in 49,595.10.35%
Prize: FREE $20 TICKET
Total Prizes: 741,636
Prizes Remaining: 289,698
Starting Odds: 1 in 10
Current Odds: 1 in 9.93
Change in Odds: 0.7%
Prize: $40
Total Prizes: 370,776
Prizes Remaining: 144,067
Starting Odds: 1 in 20
Current Odds: 1 in 19.97
Change in Odds: 0.17%
Prize: $50
Total Prizes: 410,322
Prizes Remaining: 158,411
Starting Odds: 1 in 18.07
Current Odds: 1 in 18.16
Change in Odds: -0.47%
Prize: $100
Total Prizes: 206,300
Prizes Remaining: 79,143
Starting Odds: 1 in 35.95
Current Odds: 1 in 36.35
Change in Odds: -1.11%
Prize: $200
Total Prizes: 87,581
Prizes Remaining: 33,533
Starting Odds: 1 in 84.68
Current Odds: 1 in 85.78
Change in Odds: -1.31%
Prize: $500
Total Prizes: 30,894
Prizes Remaining: 11,767
Starting Odds: 1 in 240.04
Current Odds: 1 in 244.46
Change in Odds: -1.84%
Prize: $2,000
Total Prizes: 101
Prizes Remaining: 37
Starting Odds: 1 in 73,425.15
Current Odds: 1 in 77,743.67
Change in Odds: -5.88%
Prize: $20,000
Total Prizes: 149
Prizes Remaining: 58
Starting Odds: 1 in 49,771.41
Current Odds: 1 in 49,595.1
Change in Odds: 0.35%

Frequently Asked Questions

What is the Scratch-Off Price of "$20,000 Loaded - $ 20"?

Each ticket costs $20, giving you a chance to win prizes ranging from small amounts to the top jackpot.

What is the Jackpot or Top Prize You Can Win Playing "$20,000 Loaded - $ 20"?

The top prize you can win playing $20,000 Loaded - $ 20 is $20,000.

What is the Smallest Prize You Can Win Playing "$20,000 Loaded - $ 20"?

The smallest prize for $20,000 Loaded - $ 20 is FREE $20 TICKET.

What Were the Original Odds of Winning Any Prize?

The starting odds of winning any prize are approximately 1 in 4.01.

How Are the Odds Calculated for New Jersey Scratch-Offs?

The odds and statistics for New Jersey's scratch-offs are based on official lottery data processed through statistical models.
  • Starting Odds: Official odds at launch for winning any prize.
  • Estimated % Tickets Remaining: Based on prizes claimed vs original prize structure.
  • Current Odds to Win Higher Prizes: Likelihood of winning prizes like $100/$1,000/$10,000 using current odds.
  • Current Odds to Win the Top Prize: Probability of winning the top prize adjusted for remaining tickets.
  • Expected Value (EV): Average return per ticket based on prizes remaining.

Where Does Scratch-Off Hub Get Information on New Jersey Lottery Scratch-Offs, Odds, Prizes Remaining, and Tickets Remaining?

Games, prizes, and odds for New Jersey scratch-offs are sourced directly from The Official New Jersey Lottery Website.

Related $20 New Jersey Scratch-Offs Sorted by Best Odds:

🏆 Grand Prize: $1,000,000
💲 Ticket Price: $20
🎲 Starting Odds: 1 in 2,833,680
🔄 Current Odds: 1 in 5,018,044.84
🏆 Grand Prize: $1,000,000
💲 Ticket Price: $20
🎲 Starting Odds: 1 in 2,439,133.33
🔄 Current Odds: 1 in 3,863,909.04
🏆 Grand Prize: $1,000,000
💲 Ticket Price: $20
🎲 Starting Odds: 1 in 2,418,253.33
🔄 Current Odds: 1 in 2,078,060.89
🏆 Grand Prize: $1,000,000
💲 Ticket Price: $20
🎲 Starting Odds: 1 in 2,458,660
🔄 Current Odds: 1 in 1,860,012.86
🏆 Grand Prize: $250,000
💲 Ticket Price: $20
🎲 Starting Odds: 1 in 821,046.67
🔄 Current Odds: 1 in 806,658.96
🏆 Grand Prize: $400,000
💲 Ticket Price: $20
🎲 Starting Odds: 1 in 791,540
🔄 Current Odds: 1 in 551,220.53
🏆 Grand Prize: $400,000
💲 Ticket Price: $20
🎲 Starting Odds: 1 in 805,693.33
🔄 Current Odds: 1 in 82,154.2
🏆 Grand Prize: $5,000
💲 Ticket Price: $20
🎲 Starting Odds: 1 in 13,835.67
🔄 Current Odds: 1 in 12,312.87
🏆 Grand Prize: $500
💲 Ticket Price: $20
🎲 Starting Odds: 1 in 480.11
🔄 Current Odds: 1 in 477.88

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