Scratch-Off Hub

$500 Loaded

State: North Carolina

Last Updated: 08/18/2025 at 01:43PM EDT

$500 Loaded

Image Credit: North Carolina State Lottery

Ticket Price: $5

Expected Value (EV): -$1.68

Starting Odds: 1 in 4.37

Current Odds to Win $100 or More: 1 in 546.68

Current Odds to Win $1,000 or More: N/A

Current Odds to Win $10,000 or More: N/A

Estimated Tickets Remaining: 2,759,108.75 (22.6%)

Total $500 Prizes Remaining: 4,193 out of 20,313

Total $100 Prizes Remaining: 854 out of 4,082

Total $50 Prizes Remaining: 25,995 out of 122,242

About "$500 Loaded" Scratch-Off Game in North Carolina

The "$500 Loaded" scratch-off game is one of the lottery options available in North Carolina. The price of a ticket is $5.

The Expected Value (EV) of a ticket in $500 Loaded is -$1.68, which represents the average return based on current prizes remaining.

When this game was first released, the starting odds of winning were 1 in 4.37.

The odds of winning at least $100 in $500 Loaded are 1 in 546.68.

As of the last update on 08/18/2025 at 01:43PM EDT, approximately 22.6% of tickets are still in circulation. This means there are still unclaimed prizes waiting to be won in North Carolina's $500 Loaded scratch-off game.

Prize Chart

PrizeTotal Prizes Prizes Remaining Starting Odds Current Odds Change in Odds
$51,017,888240,8411 in 121 in 11.464.53%
$101,221,741272,6321 in 101 in 10.12-1.2%
$20407,14586,8601 in 301 in 31.77-5.88%
$50122,24225,9951 in 99.931 in 106.14-6.21%
$1004,0828541 in 2,992.621 in 3,230.81-7.96%
$50020,3134,1931 in 601.381 in 658.03-9.42%
Prize: $5
Total Prizes: 1,017,888
Prizes Remaining: 240,841
Starting Odds: 1 in 12
Current Odds: 1 in 11.46
Change in Odds: 4.53%
Prize: $10
Total Prizes: 1,221,741
Prizes Remaining: 272,632
Starting Odds: 1 in 10
Current Odds: 1 in 10.12
Change in Odds: -1.2%
Prize: $20
Total Prizes: 407,145
Prizes Remaining: 86,860
Starting Odds: 1 in 30
Current Odds: 1 in 31.77
Change in Odds: -5.88%
Prize: $50
Total Prizes: 122,242
Prizes Remaining: 25,995
Starting Odds: 1 in 99.93
Current Odds: 1 in 106.14
Change in Odds: -6.21%
Prize: $100
Total Prizes: 4,082
Prizes Remaining: 854
Starting Odds: 1 in 2,992.62
Current Odds: 1 in 3,230.81
Change in Odds: -7.96%
Prize: $500
Total Prizes: 20,313
Prizes Remaining: 4,193
Starting Odds: 1 in 601.38
Current Odds: 1 in 658.03
Change in Odds: -9.42%

How Are the Odds Calculated for North Carolina Scratch-Off Games?

The odds and statistics for North Carolina's scratch-off games are based on official lottery data processed through statistical models. This is to help players understand their chances of winning in North Carolina's scratch-off games. Here's how each metric is determined:

  • Starting Odds: These are the official odds provided by the North Carolina lottery at the scratch-off game's launch. They indicate the probability of winning any prize when all tickets are still in circulation.
  • Estimated % Tickets Remaining: If not provided by the state, this is estimated based on the number of claimed prizes relative to the game's original prize structure. For example, if a game started with 1 million scratch-off tickets and half of the top prizes have been claimed, it is estimated that about 50% of the scratch-off tickets have been sold.
  • Current Odds to Win $100/$1,000/$10,000 or More: These odds indicate the likelihood of winning higher-tier prizes in North Carolina scratch-off games. They are determined by summing the probabilities of all applicable prize amounts using the current odds.
  • Current Odds to Win the Grand Prize: This metric shows the probability of winning the game's largest prize, adjusted for the estimated remaining tickets and current odds.
  • Expected Value (EV): EV represents the average return of a single scratch-off ticket based on the current prizes remaining. It is calculated by multiplying each prize amount by its probability of winning (prizes remaining ÷ estimated tickets remaining), summing these values, and subtracting the ticket price. A positive EV indicates an expected profit per ticket, while a negative EV indicates an expected loss.

Games, prizes, and odds for North Carolina scratch-off games are sourced directly fromThe Official North Carolina Lottery website.